Life insurance and annuities have progressed and adapted over the years.  Many of the out-dated stereotypes no longer apply.  Utilizing modern-day plans like indexed universal life insurance and fixed indexed annuities allow you to round out a well-balanced income plan that can meet both your long-term and short-term financial goals.

Indexed Universal Life Insurance (IUL) is a form of permanent life insurance. This insurance is designed to last your entire life, and guarantees that your beneficiary, at the time of your passing, will receive a financial benefit.

Indexed Universal Life insurance offers a unique combination of robust life insurance AND the potential to accumulate strong personal cash value.  The accumulation value is both automatically linked to the upward movement of a particular stock index (like the S&P 500), and automatically protected from losses during an index's downward movement.

Below are 6 key features and advantages to indexed life insurance and annuities.